What’s a Visa Virtual debit card?

A virtual card is similar to physical debit card except that it exists entirely on your smartphone. You will receive your virtual card on the NayaPay app as soon as your wallet is created. You can use your virtual card for online transactions, whether it be a one-time purchase at an e-commerce site or a recurring subscription.  You can control the card entirely through the app, including setting spending limits, freezing the card, enabling and disabling international payments.