Can I accept payments with NayaPay without linking my bank account?

Yes. NayaPay Arc has been designed to empower and service Pakistani entrepreneurs of all sizes. Your NayaPay wallet can perform all the basic functions of a basic checking account. Payments from your customers will automatically be deposited in your NayaPay wallet based on your settlement schedule, accessible to you at any time. You can transfer money to bank accounts, use your debit card for online and instore transactions and withdraw cash at any ATM.